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The University of California’s policy requires that all suppliers doing business with the University carry insurance

Certificates of Insurance: A Certificate of Insurance provides proof that a vendor, contractor, consultant, or facility user has purchased an insurance policy and that The Regents have certain rights under that policy.

The university requires insurance certificates to ensure the protection of its assets from exposure to losses created by the liability of those with whom it does business. The certificate verifies that the supplier meets the indemnification and insurance requirements in a contract or agreement.

Insurance certificates issued to the University should name "The Regents of the University of California" as an additional insured and include the required insurance limits as indicated in the contract or agreement. Send certificates to uc@instracking.com.

Required levels of insurance vary with the type of goods or services supplied.

Standard minimum insurance requirements are:

Commercial General Liability
Each Occurrence 
Products/Completed Operations Aggregate 
Personal and Advertising Injury 
General Aggregate


 $1,000,000
 $2,000,000
 $1,000,000
 $2,000,000

Workers' Compensation as required by California State Law 

Workers' Compensation is required if a supplier has any employees. If a supplier does not have any employees then the supplier is exempt from this requirement.

Business Auto Liability - specific cases only 
Business Auto Liability is required when a vendor is operating a vehicle on university premises for purposes other than commuting.


 $1,000,000  (combined  single limit)

Professional Liability - specific cases only
Each Occurrence 
Aggregate 
Professional Liability policies are designed to cover errors and omissions and the failure to render professional services.  Therefore Professional Liability is appropriate for actuaries, architects, engineers, physicians, lawyers, environmental consultants, and other professionals.


 $2,000,000
 $2,000,000

Detailed information regarding UC insurance requirements can be found in the University of California Business and Finance Bulletins under BUS 63.

 When issuing a certificate pay careful attention to the policy expiration date. The buyer should ensure that:

  • The insurance does not expire before the end of the contract term. If it does the buyer will request a new certificate before the expiration date.
  • If the contract is extended, the buyer will ask that the certificate is current. In some cases, coverage must continue for three years beyond the termination of the contract.
The University retains certificates for at least 3 years after the conclusion of the business for which the certificate was obtained.